We make it possible
Financial needs.
simply human.
Fulfilling financial needs
Our mission
We believe that everybody should have an easy and reliable way of fulfilling their financial needs and we use our technology to make it as simple and convenient as possible.
Fulfilling financial needs
Our mission
“We believe that everybody should have an easy and reliable way of fulfilling their financial needs and we use our technology to make it as simple and convenient as possible.” 
simple and understandable
what do we do?
We provide available means of financing our customers’ plans in the most simple and understandable manner.
scoring models & algorithms
We rely on technology
We digitized the entire application process to make it accessible for our customers. We rely on technology to perform seamless credit assessments and deliver the funds to our customers as quickly as possible but we are also human so you can reach us anytime.
AvaFin utilises sophisticated customer scoring models and machine-learning algorithms to ensure an automated underwriting process and to secure excellent loan performance.
We are a highly technology-focused company with strong risk management and IT development teams.
Across the world
We are a global company
Cross-Cultural Cooperation
Employees
Countries
Friendly Environment
We are a
fintech company
We are offering a state-of-the-art consumer financial solution technology to provide convenient loan products with minimal time to cash.
Share of consecutive loans in 2022A
Markets
Unique clients served
Number of loans since foundation
We are one of the most trusted
Online Lenders
We have provided consumer loans for over 10 years and issued over € 1,25 billion in principal.
During the covid crisis
we demonstrated strong resilience
We demonstrated strong resilience during the COVID crisis, by increasing it’s net loan book by 16%, maintaining revenue levels in 2020. While drastically improving profitability in 2021 and achieving record high profits.
In 2022, we set a new net profit record, reaching 8.3M, with a profitability margin continuously improving.
EBITDA
loan book (per Dec 22)
Return of Equity
average loan size in 2022